
:root{--navy:#00406f;--navy2:#002b4b;--gold:#e9a23b;--grey:#5f6b76;--light:#f3f6f9;--pale:#e8eff5}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,"Open Sans",Arial,sans-serif;color:#1d2a35;background:#fff;font-size:16px;line-height:1.6}
h1,h2,h3,h4,.btn,.eyebrow,nav{font-family:Montserrat,Arial,sans-serif}
img{max-width:100%}
a{color:var(--navy)}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
header.site{background:#fff;border-bottom:1px solid #e3e8ee;position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:80px}
.brand{display:flex;align-items:center;text-decoration:none;gap:10px}
.brand img{height:40px;width:auto;display:block}
.brand .wm{font:800 13px/1.15 Montserrat,Arial;color:var(--navy);letter-spacing:.06em;text-transform:uppercase}
.brand .wm small{display:block;font-weight:600;color:var(--grey);letter-spacing:.16em}
nav.main{display:flex;align-items:center}
nav.main>.item{position:relative}
nav.main>.item>a,nav.main>a{display:block;color:var(--navy);text-decoration:none;font-weight:600;font-size:13.5px;padding:28px 9px;white-space:nowrap}
nav.main>.item>a.active,nav.main>a.active{color:var(--gold)}
nav.main .drop{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid #e1e7ee;border-top:3px solid var(--gold);min-width:250px;box-shadow:0 10px 24px rgba(0,40,70,.12);padding:8px 0}
nav.main .item:hover .drop,nav.main .item:focus-within .drop{display:block}
nav.main .drop a{display:block;padding:9px 18px;color:var(--navy);text-decoration:none;font-size:14px;font-weight:500}
nav.main .drop a:hover{background:var(--pale)}
nav.main a.cta{background:var(--gold);color:var(--navy2);padding:10px 16px;border-radius:6px;margin-left:10px;white-space:nowrap}
.burger{display:none;background:none;border:0;font-size:28px;color:var(--navy);cursor:pointer}
.btn{display:inline-block;padding:13px 22px;border-radius:7px;font-weight:700;font-size:15px;text-decoration:none;margin:0 10px 10px 0;cursor:pointer;border:0}
.btn.gold{background:var(--gold);color:var(--navy2)}
.btn.out{border:2px solid #fff;color:#fff}
.btn.navy{background:var(--navy);color:#fff}
.btn.navyout{border:2px solid var(--navy);color:var(--navy);background:transparent}
.hero{background:linear-gradient(90deg,rgba(0,43,75,.96) 0%,rgba(0,64,111,.88) 50%,rgba(0,64,111,.25) 80%),var(--img) right center/cover;color:#fff;padding:90px 0 96px}
.hero h1{font-size:44px;line-height:1.12;max-width:640px;font-weight:800}
.hero p.sub{font-size:19px;max-width:580px;margin:20px 0 28px;color:#dbe6f0}
.trust{margin-top:22px;font-size:14px;color:#cfdbe6}
.trust b{color:var(--gold)}
.pagehero{background:linear-gradient(90deg,rgba(0,43,75,.97),rgba(0,64,111,.85)),var(--img,none) center/cover;color:#fff;padding:56px 0 52px}
.pagehero h1{font-size:38px;line-height:1.15;font-weight:800;max-width:820px;margin-top:8px}
.pagehero p{color:#d7e3ee;max-width:720px;font-size:18px;margin-top:14px}
.crumbs{font-size:13px;color:#b9cde0}
.crumbs a{color:#b9cde0}
.eyebrow{color:var(--gold);font-weight:800;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase}
section{padding:64px 0}
section.tight{padding:40px 0}
section h2{font-size:30px;color:var(--navy);font-weight:800;margin:6px 0 14px;line-height:1.2}
section h3{color:var(--navy);font-size:20px;margin:22px 0 8px}
.prose{max-width:780px}
.prose p,.prose li{color:#33414d;margin-bottom:12px}
.prose ul,.prose ol{margin:0 0 14px 22px}
.prose h2{margin-top:34px}
.lead{color:var(--grey);max-width:720px;font-size:17px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.side{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}
.card{background:#fff;border:1px solid #e1e7ee;border-radius:12px;overflow:hidden;box-shadow:0 2px 10px rgba(0,40,70,.06)}
.card .phimg{height:210px;background:center/cover}
.card .bd{padding:22px 24px 26px}
.card h3{color:var(--navy);font-size:20px;margin:0 0 8px}
.card p{color:var(--grey);font-size:15px}
.card ul{margin:10px 0 0 18px;color:var(--grey);font-size:15px}
.card ul a{color:var(--navy)}
a.more{display:inline-block;margin-top:14px;color:var(--navy);font-weight:700;text-decoration:none;border-bottom:2px solid var(--gold)}
.pale{background:var(--pale)}
.light{background:var(--light)}
.feature{display:grid;grid-template-columns:380px 1fr;align-items:center;gap:56px}
.portrait{height:440px;border-radius:14px;background:var(--navy) center top/cover;outline:3px solid var(--gold);outline-offset:8px}
.quals{color:var(--grey);font-size:13.5px;margin:14px 0 22px}
.steps .n{width:44px;height:44px;border-radius:50%;background:var(--gold);color:var(--navy2);font:800 19px Montserrat,Arial;display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.steps h3{margin-top:0}
.steps p{color:var(--grey);font-size:15px}
.band{background:var(--navy);color:#fff}
.band h2{color:#fff}
.band .lead{color:#cfdbe6}
.facts{display:flex;background:var(--navy2);color:#fff;padding:22px 0}
.facts .wrap{display:flex;width:100%}
.facts .f{flex:1;text-align:center;font:600 14.5px Montserrat,Arial;border-right:1px solid rgba(255,255,255,.15);padding:0 10px}
.facts .f:last-child{border:0}
.facts b{color:var(--gold);display:block;font-size:20px}
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:24px}
.tm img,.tm .init{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center top;border-radius:10px;display:block;background:var(--pale)}
.tm .init{display:flex;align-items:center;justify-content:center;color:var(--navy);font:800 44px Montserrat,Arial;border:2px dashed #9fb6cc}
.tm h3{font-size:17px;margin:12px 0 2px}
.tm p.role{color:#a86d10;font:700 12px Montserrat,Arial;text-transform:uppercase;letter-spacing:.06em}
.tm p.q{color:var(--grey);font-size:12.5px;margin-top:4px}
.tm details{margin-top:8px}
.tm summary{cursor:pointer;color:var(--navy);font:700 13px Montserrat,Arial}
.tm details p{color:#3c4a56;font-size:14px;margin-top:8px}
.ph{background:#fff4e0;color:#8a5a00;border:1px dashed var(--gold);border-radius:4px;padding:0 5px;font-size:.92em;font-weight:600}
.faq details{border-bottom:1px solid #dfe5ec;padding:16px 0}
.faq summary{font:700 17px Montserrat,Arial;color:var(--navy);list-style:none;cursor:pointer}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;color:var(--gold);font-size:22px}
.faq details[open] summary:after{content:"\2013"}
.faq p{color:var(--grey);margin-top:8px}
.note{background:var(--light);border-left:4px solid var(--gold);padding:16px 20px;border-radius:6px;color:#33414d;margin:18px 0}
.box{background:var(--light);border-radius:12px;padding:24px}
.box h3{margin-top:0}
.light .box,.pale .box{background:#fff;border:1px solid #e1e7ee}
.box p,.box li{font-size:15px;color:#33414d}
.box ul{margin-left:18px}
form.pv{background:#fff;border-radius:14px;padding:28px;color:#1d2a35;box-shadow:0 10px 30px rgba(0,40,70,.14);border:1px solid #e1e7ee}
form.pv h3{margin-top:0}
form.pv fieldset{border:0;margin:0 0 8px}
form.pv legend{font:800 14px Montserrat,Arial;color:var(--navy);margin:14px 0 4px;text-transform:uppercase;letter-spacing:.06em}
form.pv label{display:block;font:600 13px Inter,Arial;color:var(--navy);margin:12px 0 5px}
form.pv input,form.pv select,form.pv textarea{width:100%;border:1px solid #c9d4df;border-radius:6px;min-height:44px;background:#fbfcfd;font:15px Inter,Arial;padding:10px 12px}
form.pv textarea{min-height:110px}
form.pv input[type=checkbox],form.pv input[type=radio]{width:auto;min-height:0;margin-right:8px}
form.pv label.inline{display:flex;align-items:flex-start;font-weight:500;color:#33414d}
form.pv .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.pv .btn{width:100%;margin:18px 0 0}
form.pv .pvmsg{display:none;margin-top:14px;background:#fff4e0;border:1px solid var(--gold);border-radius:8px;padding:12px 14px;color:#6b4500;font-size:14px}
form.pv.sent .pvmsg{display:block}
.pvtag{display:inline-block;background:#fff4e0;color:#8a5a00;border:1px solid var(--gold);font:700 11px Inter,Arial;padding:2px 8px;border-radius:4px;margin-bottom:10px;letter-spacing:.04em}
.map{width:100%;height:320px;border:0;border-radius:12px}
.hours td{padding:4px 18px 4px 0}
footer.site{background:var(--navy2);color:#b9cde0;font-size:14px;padding:44px 0 90px}
footer.site b{color:#fff;font-family:Montserrat,Arial}
footer.site a{color:#dbe6f0}
footer.site .cols{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:28px}
footer.site .cols div{line-height:1.8}
.disc{border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:16px;font-size:12.5px;color:#9fb5c9}
.sticky-call{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--gold);color:var(--navy2);text-align:center;font:800 17px Montserrat,Arial;padding:14px;text-decoration:none;box-shadow:0 -4px 14px rgba(0,0,0,.18)}
.minihead nav.main{display:none}
@media (max-width:1100px){
 .burger{display:block}
 nav.main{display:none;position:absolute;top:80px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;border-bottom:3px solid var(--gold);max-height:calc(100vh - 100px);overflow:auto;box-shadow:0 12px 24px rgba(0,0,0,.12)}
 nav.main.open{display:flex}
 nav.main>.item>a,nav.main>a{padding:14px 24px;border-top:1px solid #eef2f6}
 nav.main .drop{display:block;position:static;border:0;box-shadow:none;padding:0 0 8px 14px;min-width:0}
 nav.main .drop a{padding:7px 24px;font-size:14px;color:var(--grey)}
 nav.main a.cta{margin:12px 24px;text-align:center}
 .minihead nav.main{display:none!important}.minihead .burger{display:none}
}
@media (max-width:820px){
 body{font-size:15.5px}
 .wrap{padding:0 18px}
 .hero{padding:56px 0 60px;background:linear-gradient(180deg,rgba(0,43,75,.93),rgba(0,64,111,.86)),var(--img) center/cover}
 .hero h1{font-size:31px}
 .hero p.sub{font-size:17px}
 .pagehero{padding:40px 0}
 .pagehero h1{font-size:28px}
 section{padding:44px 0}
 section h2{font-size:25px}
 .grid2,.grid3,.grid4,.side,.feature,form.pv .row{grid-template-columns:1fr}
 .team{grid-template-columns:1fr 1fr!important;gap:16px}
 .portrait{height:380px}
 .facts .wrap{flex-direction:column;gap:14px}
 .facts .f{border:0}
 footer.site .cols{grid-template-columns:1fr}
 .sticky-call{display:block}
 .brand img{height:32px}
}

/* privacy policy contact table */
.ptable-wrap{overflow-x:auto;margin:10px 0 22px}
.ptable{width:100%;border-collapse:collapse;font-size:15px;background:#fff;border:1px solid var(--pale)}
.ptable th,.ptable td{text-align:left;vertical-align:top;padding:12px 14px;border-bottom:1px solid var(--pale);color:#33414d}
.ptable thead th{background:var(--navy);color:#fff;font-family:Montserrat,Arial,sans-serif;font-weight:700;font-size:14px}
.ptable tbody th{color:var(--navy);font-weight:700}
.prose h3{margin-top:24px}
@media(max-width:700px){.ptable thead{display:none}.ptable,.ptable tbody,.ptable tr,.ptable th,.ptable td{display:block;width:100%}.ptable tr{border-bottom:2px solid var(--pale);padding:6px 0}.ptable td,.ptable tbody th{border:0;padding:4px 14px}.ptable td::before{content:attr(data-label) ": ";font-weight:700;color:var(--navy)}}
.ptable a[href^="tel"]{white-space:nowrap}

.cta-card{background:#fff;border-radius:14px;padding:28px;color:#1d2a35;box-shadow:0 10px 30px rgba(0,40,70,.14);border:1px solid #e1e7ee}
.cta-card h3{margin-top:0}
.cta-card .btn{margin:6px 8px 0 0}